Risk Disclosure

Last reviewed: see program documents for the current version. This page is a general summary and is not a substitute for the full risk disclosure in your signed program agreement.

Two programs are offered, with different mechanics and different risks. Sections below are marked with which program they apply to.

No guaranteed or fixed return (Profit-Share program)

Your return, if any, is based entirely on the actual performance of the trading strategy applied to your allocated capital, less any fees described in your program agreement. Returns are not fixed, not guaranteed, and not predictable in advance. Any reference to "target," "historical," or "average" returns describes past results only and is not a promise about the future.

Day trading only — no overnight or weekend holds (Profit-Share program)

This program only holds positions intraday. Any open position is automatically flattened by a fixed time each trading session, and no new position is opened again until the next session begins. This removes overnight and weekend gap risk — the risk that price jumps sharply between one session's close and the next session's open, before any stop or halt can react — which is typically the single largest source of tail risk in futures trading.

Automatic lockout (Profit-Share program)

The system continuously monitors your account balance against its starting capital. Once the balance falls below 15% down from starting capital, a warning is issued. If the balance continues to fall, the system acts before it reaches 20% down: all open positions are automatically flattened, the platform disconnects its live market data feed, and no pending or hidden orders can reach the broker — the account is fully locked out until it has been reviewed by a senior trader. Once that review is complete, the investor is informed and may choose to resume trading or withdraw their entire remaining capital.

Combined with the day-trading-only rule above, the maximum loss on this account is 20% of its starting capital — once that threshold is reached, the account is locked and no further trading can occur.

Fixed rate, but not risk-free (Fixed-Income program)

The Fixed-Income program pays a set monthly rate, stated in your signed agreement, rather than a share of trading results. That rate is not tied to day-to-day trading performance the way the profit-share program is, and the day-trading/automatic-lockout mechanics above don't apply to it. But "fixed" describes the rate, not the safety of your principal: your payment depends on Meridian Capital Programs being willing and able to pay it, the same as any other party that owes you money — this is not a bank deposit, is not insured, and carries real counterparty/credit risk if the business is unable to meet its obligations. The rate itself can be changed by mutual agreement; if you don't agree to a proposed change, your program agreement provides for your principal to be returned in full on notice, per its terms.

Not a bank deposit, not insured (both programs)

Neither program is a bank product. Neither is insured by the FDIC, SIPC, or any government agency or program, in the United States or elsewhere.

Regulatory status (both programs)

Meridian Capital Programs (1001754639 Ontario Inc.) is not currently registered as an investment adviser, broker-dealer, commodity trading advisor, commodity pool operator, or equivalent, in Canada or any other jurisdiction. Depending on how each program is ultimately structured and marketed, such registration (or a specific exemption) may be legally required before capital can be accepted from the public. Nothing on this site is, or should be construed as, an offer to sell or a solicitation of an offer to buy any security in any jurisdiction where that offer or solicitation would be unlawful. Neither program may be available to residents of all jurisdictions.

No investment advice

Nothing on this site is personalized investment, legal, or tax advice. Consult your own independent advisors before applying or allocating any capital.

How the application process works

This website only collects an initial expression of interest. No payment, bank details, or card details are ever collected through this site. Funding, if it happens, occurs only after identity verification and execution of formal program documents directly with us.